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	<title>GV Blog</title>
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	<description>Wealth Insights from GV Financial Advisors</description>
	<lastBuildDate>Wed, 04 Jan 2012 02:49:44 +0000</lastBuildDate>
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		<title>GV Blog</title>
		<link>http://gvfinancial.wordpress.com</link>
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		<item>
		<title>The Life and Times of a Frustrated Optimist</title>
		<link>http://gvfinancial.wordpress.com/2012/01/03/the-life-and-times-of-a-frustrated-optimist/</link>
		<comments>http://gvfinancial.wordpress.com/2012/01/03/the-life-and-times-of-a-frustrated-optimist/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 02:49:43 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Investment Management]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=462</guid>
		<description><![CDATA[My wife calls me a frustrated optimist.  It is an apt description when I look at America, our economy, and even the investment markets.....Those folks look at America's staggering debt, our dysfunctional border, our nonfunctional political system, the turmoil in the EuroZone, wasteful government spending designed to placate financially powerful special interests, our refusal to address the sobering realities of federally promised entitlements, the rising wealth gap in America, and they wonder if my frustrated optimism stems from some sort of genetic defect or insanity.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=462&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b77c8422cf7194a1a5ad59880b53ff11?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">David Geller</media:title>
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	</item>
		<item>
		<title>Have we Booked Passage on the Titanic or a Sailboat?</title>
		<link>http://gvfinancial.wordpress.com/2011/12/22/have-we-booked-passage-on-the-titanic-or-a-sailboat/</link>
		<comments>http://gvfinancial.wordpress.com/2011/12/22/have-we-booked-passage-on-the-titanic-or-a-sailboat/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 20:15:35 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Wealth and You]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=458</guid>
		<description><![CDATA[Recent newspaper headlines tell us that the world economy is the Titanic heading for an inevitable collision with an iceberg and that our captains (U.S. policymakers) are asleep at the helm.  Growing concern that Europe's debt crisis will spread and the failure of American policymakers to reach an agreement to reduce the federal budget led the S&#38;P 500 4.7% lower two weeks ago to its worst Thanksgiving-week loss since 1932 (Bloomberg). <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=458&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://gvfinancial.wordpress.com/2011/12/22/have-we-booked-passage-on-the-titanic-or-a-sailboat/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">David Geller</media:title>
		</media:content>
	</item>
		<item>
		<title>20 Ways to Give Thanks This Thanksgiving</title>
		<link>http://gvfinancial.wordpress.com/2011/11/23/20-ways-to-give-thanks-this-thanksgiving/</link>
		<comments>http://gvfinancial.wordpress.com/2011/11/23/20-ways-to-give-thanks-this-thanksgiving/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 16:09:58 +0000</pubDate>
		<dc:creator>Akhila Aiyer</dc:creator>
				<category><![CDATA[Wealth and You]]></category>
		<category><![CDATA[giving thanks]]></category>
		<category><![CDATA[saying thanks]]></category>
		<category><![CDATA[thanksgiving]]></category>
		<category><![CDATA[turkey]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=454</guid>
		<description><![CDATA[Looking for a different twist on giving thanks at Thanksgiving this week?  Here are twenty questions to engage family and friends.   Print the list, cut the questions into separate strips, fold each in half and place them in a basket.  Have each guest select a question from the basket and answer it. <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=454&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/f9b54a7db01196f5069531faed67489a?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">Akhila Aiyer</media:title>
		</media:content>
	</item>
		<item>
		<title>Market Commentary</title>
		<link>http://gvfinancial.wordpress.com/2011/08/12/market-commentary/</link>
		<comments>http://gvfinancial.wordpress.com/2011/08/12/market-commentary/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 22:41:06 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[stock markets]]></category>
		<category><![CDATA[treasuries]]></category>
		<category><![CDATA[trends]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=446</guid>
		<description><![CDATA[As of August 9, 2011, the markets are down about 15% since the beginning of July (www.finance.yahoo.com).   The United States federal credit rating has been downgraded for the first time in its history so we are indeed sailing in unchartered waters.  Here is a broader view of the current state of markets that we hope will give you some perspective beyond the immediate headlines.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=446&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b77c8422cf7194a1a5ad59880b53ff11?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">David Geller</media:title>
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	</item>
		<item>
		<title>The S&amp;P Downgrade of US Debt</title>
		<link>http://gvfinancial.wordpress.com/2011/08/08/the-sp-downgrade-of-us-debt/</link>
		<comments>http://gvfinancial.wordpress.com/2011/08/08/the-sp-downgrade-of-us-debt/#comments</comments>
		<pubDate>Mon, 08 Aug 2011 21:41:52 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Wealth and You]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[downgrade]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[s&p]]></category>
		<category><![CDATA[US debt]]></category>
		<category><![CDATA[volatility]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=440</guid>
		<description><![CDATA[The Dow Jones Industrial Average dropped 634 points on the first trading day after Standard &#38; Poor’s downgraded U.S. credit rating.[i]  After a drop of this magnitude, it is hard to find anything good at all.  Yet this is precisely what I have to tell you:  there may be good news behind the S&#38;P downgrade.  <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=440&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b77c8422cf7194a1a5ad59880b53ff11?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">David Geller</media:title>
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	</item>
		<item>
		<title>Debt Ceiling Update</title>
		<link>http://gvfinancial.wordpress.com/2011/07/27/debt-ceiling-update/</link>
		<comments>http://gvfinancial.wordpress.com/2011/07/27/debt-ceiling-update/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 16:36:59 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[celing]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[treasury]]></category>
		<category><![CDATA[us dollar]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=436</guid>
		<description><![CDATA[Given the fluid and rapidly changing nature of the debt ceiling debate, we want to provide you with an update and our current thinking on this situation.

Despite ongoing political gamesmanship in the debt ceiling/budget negotiations, we believe our elected leaders will get their act together and we will NOT default on the national debt. Daily rhetoric from Congress suggests that these leaders understand the potential consequences and believe that defaulting on the US debt is not an option; however, this high-stakes game of “chicken” continues and the House remains far from securing enough votes to ensure passage of any of the options thus far presented.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=436&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b77c8422cf7194a1a5ad59880b53ff11?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">David Geller</media:title>
		</media:content>
	</item>
		<item>
		<title>Amazing Progress Toward an Unknown Future</title>
		<link>http://gvfinancial.wordpress.com/2011/07/05/amazing-progress-toward-an-unknown-future/</link>
		<comments>http://gvfinancial.wordpress.com/2011/07/05/amazing-progress-toward-an-unknown-future/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 18:02:47 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[future]]></category>
		<category><![CDATA[investment]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=431</guid>
		<description><![CDATA[We are living through one of the most remarkable times in history, and amazingly, nobody seems to notice.  Let’s look at what has happened over the past year<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=431&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://gvfinancial.wordpress.com/2011/07/05/amazing-progress-toward-an-unknown-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b77c8422cf7194a1a5ad59880b53ff11?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">David Geller</media:title>
		</media:content>
	</item>
		<item>
		<title>The National Debt Ceiling</title>
		<link>http://gvfinancial.wordpress.com/2011/05/16/the-national-debt-ceiling/</link>
		<comments>http://gvfinancial.wordpress.com/2011/05/16/the-national-debt-ceiling/#comments</comments>
		<pubDate>Mon, 16 May 2011 17:47:18 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[The Current Recession]]></category>
		<category><![CDATA[Wealth and You]]></category>
		<category><![CDATA[currency]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt ceiling]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[treasuries]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=418</guid>
		<description><![CDATA[Last month, Standard and Poor’s lowered its outlook on the United States (still) AAA debt rating from &#8220;stable&#8221; to &#8220;negative,” citing a material risk that our nation’s leaders may fail to deal with the federal budget deficit and long-term debt issues.  Bloomberg, April 19, 2011.  Though sobering, we believe this outlook downgrade has injected some [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=418&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
		<media:content url="http://1.gravatar.com/avatar/b77c8422cf7194a1a5ad59880b53ff11?s=96&#38;d=identicon&#38;r=G" medium="image">
			<media:title type="html">David Geller</media:title>
		</media:content>
	</item>
		<item>
		<title>Four Ways to Save With the New Two-Year Tax Law (Part 1 of 4)</title>
		<link>http://gvfinancial.wordpress.com/2011/03/17/four-ways-to-save-with-the-new-two-year-tax-law-part-1-of-4/</link>
		<comments>http://gvfinancial.wordpress.com/2011/03/17/four-ways-to-save-with-the-new-two-year-tax-law-part-1-of-4/#comments</comments>
		<pubDate>Thu, 17 Mar 2011 15:04:18 +0000</pubDate>
		<dc:creator>Suzanne Durbin</dc:creator>
				<category><![CDATA[Ideas and Opportunities]]></category>
		<category><![CDATA[Investment Management]]></category>
		<category><![CDATA[capital gains]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=405</guid>
		<description><![CDATA[Are You in the Top Income Tax Bracket Today, or Hoping to Get Back There Soon?  It May Be Time to Realize Income and Capital Gains.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=405&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://gvfinancial.wordpress.com/2011/03/17/four-ways-to-save-with-the-new-two-year-tax-law-part-1-of-4/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">SuzanneD</media:title>
		</media:content>
	</item>
		<item>
		<title>Thankful for Challenges</title>
		<link>http://gvfinancial.wordpress.com/2011/01/06/thankful-for-challenges/</link>
		<comments>http://gvfinancial.wordpress.com/2011/01/06/thankful-for-challenges/#comments</comments>
		<pubDate>Thu, 06 Jan 2011 22:28:55 +0000</pubDate>
		<dc:creator>David Geller</dc:creator>
				<category><![CDATA[Wealth and You]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[planning]]></category>

		<guid isPermaLink="false">http://gvfinancial.wordpress.com/?p=393</guid>
		<description><![CDATA[Although things seem to be improving, 2010 was still a tough year.  Our economy continues to be sluggish and unemployment remains high.  Many of us felt grateful that things seem to be on the upswing, yet fearful that the economy might falter into recession again.   How can we plan and build a happy and satisfying life in the face of an uncertain future?<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gvfinancial.wordpress.com&amp;blog=8105499&amp;post=393&amp;subd=gvfinancial&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">David Geller</media:title>
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